Earning Points

Rewards Program Agreement: For more information about The Marriott Bonvoy Bold™ card rewards program, view the latest Rewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your card account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.

How you can earn points: You'll earn points when you, or an authorized user, use a Marriott Bonvoy™ credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3 points (“3X points”): You'll earn 3 points for each $1 spent on qualifying purchases made at hotels participating in Marriott Bonvoy™. Go to marriottbonvoy.com/about for a list of hotels participating in Marriott Bonvoy. You will only receive the accelerated earn of 3 points for each $1 spent from the credit card program. Additional points received under The Marriott Bonvoy program for stays at hotels participating in Marriott Bonvoy will be earned in accordance with the terms and conditions of The Marriott Bonvoy program. Marriott is responsible for ensuring all participating properties are correctly reported to Chase for cardmember earn on Marriott Bonvoy purchases. 2 points (“2X points”): You'll earn 2 points for each $1 spent on purchases in the travel category. 1 point (“1X points”): You'll earn 1 point for each $1 spent on all other purchases. Information about earning/transferring points to Marriott Bonvoy: Points earned during a billing cycle will be automatically transferred to Marriott Bonvoy after the end of each billing cycle. Points expiration: The points transferred to your Marriott Bonvoy account won't expire as long as there is card earning activity or other qualifying earning or redemption activity every 24 months. If your card account is closed, you'll lose the points in your Marriott Bonvoy account if you don't have any other qualifying earning or redemption activity every 24 months. For details on this points expiration policy, visit marriottbonvoy.com/terms. Losing points: You'll immediately lose all points that haven't been transferred to Marriott Bonvoy if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. All Marriott Bonvoy terms and conditions apply, available at marriottbonvoy.com/terms. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs.

Marriott Bonvoy Credit Card from Chase Elite Night Credits

Upon opening your Card Account, a maximum of 15 Elite Night credits will be credited to your Marriott Bonvoy™ member account within 60 days. On or before March 1 of each calendar year, a maximum of 15 Elite Night Credits will be credited to your Marriott Bonvoy™ Member Account operated by Marriott International, Inc., in accordance with Marriott Bonvoy terms and conditions. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the primary Cardmember, your Card account must be open as of December 31 of the prior year, and you must have an active Marriott Bonvoy Member Account linked to your credit card account.

This benefit is not exclusive to credit cards offered by Chase. A maximum of 15 Elite Night Credits will be awarded through this benefit per Marriott Bonvoy Member Account even if the Member has more than one credit card linked to their Marriott Bonvoy Member Account, unless you have both a small business Marriott Bonvoy credit card account and a consumer Marriott Bonvoy credit card account; then you may receive a combined maximum of 30 Elite Night Credits (15 per credit card account). If your Marriott Bonvoy Member Accounts are merged, if both accounts have received 15 Elite Night Credits, only one 15 Elite Night Credit will remain. Separate promotional offers of Elite Night Credits will not count toward this per-Account maximum but may have their own limits; see promotional terms at time of offer. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

Pricing

APRs are based on creditworthiness. Purchase and balance transfer APR is 15.99% — 22.99% variable. My Chase Loan: a variable APR of 15.99% — 22.99%. Cash advances APR is 24.99% variable. Variable APRs change with the market based on the Prime Rate, which was 3.25% on 08/04/20. Annual fee: None. Minimum Interest Charge: None. My Chase Plan Fee: 1.72% of the amount of each purchase transaction selected to create a My Chase Plan. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full. Balance Transfer Fee: 5% of the amount of each transaction, but not less than $5. Note: This account may not be eligible for balance transfers. Cash Advance Fee: 5% of the amount of each advance, but not less than $10. Foreign Transaction Fee: None. Credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Subject to credit approval. You should contact Chase to obtain information on any changes to these terms after the date above by writing to Cardmember Service, P.O. Box 15043, Wilmington, DE 19850-5043. You must have a valid permanent home address within the 50 United States or the District of Columbia, Guam, Puerto Rico, or the US Virgin Islands, or have a United States military address.

Free Night Redemption

The number of Marriott Bonvoy™ points needed for a standard Free Night Award starts at 7,500 points. Refer to marriottbonvoy.com/about for all reward redemption values.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

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Marriott Bonvoy™ Program Information

Points accrued and awards issued are subject to the terms and conditions of The Marriott Bonvoy™ program. Click here, marriottbonvoy.com/terms, for complete terms and conditions of The Marriott Bonvoy program, including all redemption values, or refer to marriottbonvoy.com/about. Terms and conditions of The Marriott Bonvoy program may be modified and services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card are not approved will not be enrolled in The Marriott Bonvoy program through this offer, although existing Marriott Bonvoy memberships will not be affected. Additional authorized users will not be enrolled in The Marriott Bonvoy program as a result of this offer. Marriott Bonvoy points awarded through the use of the authorized user's card will only be credited to the Primary Cardmember's Marriott Bonvoy account.

To be eligible for a Marriott Bonvoy™ credit card you must have a valid permanent home address within the 50 United States the District of Columbia, Guam, Puerto Rico, or the US Virgin Islands, or have a United States military address.

You agree that when you apply for a Marriott Bonvoy™ credit card and for as long as you maintain an open account, your relationship with JPMorgan Chase Bank, N.A. Member FDIC, or other credit card issuers of Marriott International, Inc. may be disclosed to other Marriott Bonvoy credit card issuers.

Restrictions and limitations apply. Offer subject to change.